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Choosing a Lender

Welcome to Cinch Funding.  This is mortgage made easy!

In preparation for purchasing a new home one of the most important choices you will make is whom you will use as your mortgage lender.  As Landon Home’s preferred lender, we take great pride in servicing the financial needs of their buyers.  We know you may use anyone you would like, so we will capitalize on the experience and special incentives we have with Landon Homes to make your decision a CINCH!  CLICK HERE TO APPLY ONLINE

1. Choosing a lender

A. Although not required, we highly recommend only one lender for financing your new Landon Home or John R. Landon Home.
B. Knowledge and expertise with settlement procedures of a Landon Home are unmatched at Cinch Funding.
C. Preferred customer discounts for Landon customers thru aggressive pricing of rates and fees without the hassle of feeling like you are shopping at a used car lot.
D. There may be additional incentives available for closing your mortgage at Cinch Funding. Please get with your Landon sales manager to learn more.
E. Life is easier when you save on money, time, and stress. Choose a lender that has proven itself on delivering happy customers to closing on time over and over again.

2. Loan products and financing options

A. Conforming

B. Jumbo

C. Government FHA/VA/USDA

3. Step by step guide to knowing you are on your way to closing on time

A. Pre approval

B. Updated document request

C. Rate lock

D. Loan disclosure/re-disclosure

E. Processing

F. Underwriting

G. Processing 2

H. Underwriting 2

I. Closing preparations

J. Consumation / closing



Equal Housing Lender. ©2023 Cinch Funding. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. Cinch Funding encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.

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