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How to Buy a House This Year

June 8, 2025

Yes, there’s still time to buy a house from a new home builder in Frisco TX this year! Summer is the most popular time to buy a home. If you start now, you can be settled in before the end of this year!

The first step, of course, is to make sure you’re ready to buy a home.

• Check your credit score. The minimum score needed to get a mortgage is around 620. To get the lowest interest rates, you’ll need a score of about 760 or better.
• Figure out your budget for monthly payments. Your payment should be under 28% of your monthly take-home pay.
• Do you have a down payment? If not, how fast can you get the money?
• Can you afford to maintain a home and pay the utilities and taxes? These expenses can come as a surprise to first-time homebuyers who are used to renting.
• Once your finances are in order, get preapproved for a mortgage so you can make an offer quickly when you find the home you want.

Define what you want

• Where do you want to live? What part of the country? What city? Within that city, look for individual neighborhoods or communities that fit your needs. Do you prefer a new home community with amenities and lawn maintenance?
• What features do you need in a home? How many bedrooms? Do you need an office space? These things are more important than the style of your home, because they determine how your home functions on a day to day basis.
• Lastly, what niceties would you like to have in your home? Is there a certain style you like?

Shop for your new home

• Make appointments with a real estate agent or new home community sales counselor to tour the homes you’re interested in.
• Go back at least once more if possible. You’ll notice things on the second visit that you missed the first time through.
• Compare the home to your list of needs and wants.

Landon Homes has Quick Move-In Homes available now in the Lexington Frisco Symmetry, Duets and Impression 55s series. These spacious two-story homes have 4-5 bedrooms and start in the $560s.

You still have time to get into a brand new home from the #1 new home builder in Frisco TX this year! To tour Lexington and see our available homes, call Landon Homes today at 469-804-5534.

This post was written by Landon Homes.